[LAST UPDATED]:17th December, 2015
Est. Reading Time: 4 minutes
As I look around, I find that they’re many people who are struggling to make ends meet. They don’t have enough money to pay their bills each and every month. This saddens me to no end because I use to be broke too. I hated, and still to do hate being broke. I think it’s so unfair that we have to live in this life where money controls us. However, money can also bring happiness.
When I was younger, around age 10, I began saving my coins and dollar bills. I would put them in a safety deposit box, underneath my dressor. When I was that age, I thought my dressor droor was the safest place to my money. At the time, I never knew that would incur more and more bills as life went on. I think this is something that we all learn about life. We have bills to pay each month!
During High School, about 10 years ago, I didn’t think much about money. However, I wish I had invested more money back then. I would be incredibly rich by now lol. The truth is that we live and we learn. We can’t change the past, and we can’t control the future. All that we have is right now, and right now is the time to work hard and build a future for yourself.
I want to shout out to the people out there who are barely getting by. I feel for you. Really, I do. I understand what you are going through, and all that I can say is thatyou must hang in there. Things do get easier, but only if you hang in there. Right now, you probably feel like a million things are all happening at once. This is completely normal because you might be stressing over money. It feels good to know that all your bills are paid for the month, and that you have a little extra to live on next month.
Over the years, I’ve seen people with large incomes who can barely meet their monthly expenses. They pay everybody else first, but they never pay themselves first. This is wrong is so many ways. You must pay yourself first. You can do this by investing your money in stocks that pay dividends, or by loaning money out to folks through peer-to-peer lending services such as Lending Club. These are both great options for beginner investors.
My desire is to help as many people as possible obtain wealth. I understand that many folks live in very low income areas all across the world, but I still feel that I can reach out to them over the internet and through this blog site. It’s hard to teach someone when they don’t want to learn. You almost have to wait for them to come to you. Thanks to the internet though, I feel confident that I can successfully attract people who are eager to learn more about personal finance.
I haven’t been around forever, but I do know a thing or two about making your money work for you. I’ve made a lot of mistakes over the course of my life, and I’ve made some really good decisions too, but what I’ve noticed during these periods of reflection is that you must focus on today! Today is the only day you have. As far as I’m concerned, tomorrow may never come.
As long as we live, right here in the now, and that we understand how passive income works, than we can truly become our best selves. You don’t have to worry about much else because we already know that money rules a lot of things in life. Once money stops ruling your life, than you can be comfortable to pursue your daily tasks. Take control of your personal finances, and make your money work hard for you.
Some days, you might not feel like making your money work hard for you. This is a big mistake because we already know how important money is to our survival. You must make a conscious effort every day to put your money to work for you. I don’t want to see you struggling through life like many of my family members have been for a very long time. Find the strength and locate the income making opportunities all around you. Be creative when you search for the right, and profitable income stream.
It hurts me deeply to see my family members struggling with money. They wake up and go to work everday at a job I know they don’t like. I know they would rather stay at home for the remainder of the day to take care of more important matters, but they can’t because they are working for earned income, and not passive income. Is this their choice?
I don’t think they want to go to work every day, but I also know that they might not know any better. Some of my family members love what they do, but others do not like their jobs so much. If you can find what you love, and it pays the bills, than you will never work a day in your life. At first, it can seem daunting, trying to get the ball rolling, but after some time, over the course of a few years, you could build yourself up a sizeable, passive income stream.
I have so many tips and tricks that could help you get your personal finances in order, but how many of you are really serious about learning this? Only a handful, maybe? Well, the good news is that for the ones who are serious about improving their financial literacy, this website can teach you. I can teach you! You must be ready to learn though. I can only show you the water, but you have to be the one who wants a drink.
If you want to retire early, than you have to stop thinking that retirement is something way down the line. If you keep thinking like that the money will never come. You can retire earlier, sooner than most, but only if you change the way your’re thinking. You have to start thinking more passively.
Thank you for reading this post,
Carl Wolfgang Schultz
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